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19 SP 323 NOTICE OF FORECLOSURE SALE NORTH CAROLINA, CATAWBA COUNTY Under and by virtue of a Power of Sale contained in that certain Deed of Trust executed by Robert G. Spruill and Carolotta K. Spruill, dated October 8, 2012, recorded on October 12, 2012 in Book 3152, Page 243 of the Catawba County Public Registry conveying certain real property in Catawba County to Michael Lyon, Trustee, for the benefit of Mortgage Electronic Registration Systems Inc., as nominee for One Reverse Mortgage, LLC. Default having been made of the note thereby secured by the said Deed of Trust and the undersigned, having been substituted as Trustee in said Deed of Trust, and the holder of the note evidencing said default having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door of the county courthouse where the property is located, or the usual and customary location at the county courthouse for conducting the sale on October 22, 2019 at 12:30 PM, and will sell to the highest bidder for cash the following described property situated in Catawba County, North Carolina, to wit: BEGINNING AT A STAKE IN THE SOUTHERN MARGIN OF A 30 FOOT STREET, THE NORTHEAST CORNER OF LOT 29 OF THE C.G. MASON PROPERTY, SAID STAKE BEING 1,010.0 FEET EAST OF THE EAST EDGE OF N.C. HIGHWAY NO. 127 AND RUNNING THENCE SOUTH 81-18 EAST WITH THE SOUTHERN MARGIN OF SAID 30 FOOT STREET, 125 FEET TO A STAKE IN THE SOUTHERN MARGIN OF SAID STREET, THE NORTHWEST CORNER OF LOT NO. 35; THENCE WITH THE WESTERN LINE OF LOT NO. 35 SOUTH 8-42 WEST 171.5 FEET TO A STAKE, THE SOUTHWEST CORNER OF LOT NO. 35; THENCE NORTH 83-30 WEST 125 FEET TO A STAKE, THE SOUTHEAST CORNER OF LOT NO. 29; THENCE WITH THE EASTERN LINE OF LOT NO. 29 NORTH 8-42 EAST 176.3 FEET TO THE PLACE OF BEGINNING. BEING LOTS 30, 31, 32, 33 AND 34 OF BLOCK "A" OF THE C.G. MASON PROPERTY, ACCORDING TO PLAT PREPARED BY G. SAM ROWE, C.E., DATED JUNE 29, 1948, AND RECORDED IN MAP BOOK 5 AT PAGE 119 OF THE CATAWBA COUNTY REGISTRY, AND ACCORDING TO SURVEY BY G. SAM ROWE, C.E., DATED MARCH 24, 1950. Save and except any releases, deeds of release or prior conveyances of record. Said property is commonly known as 126 31st Avenue NE, Hickory, NC 28601; Parcel ID: 371413044642 A cash deposit (no personal checks) of five percent (5%) of the purchase price, or Seven Hundred Fifty Dollars ($750.00), whichever is greater, payable to Bell Carrington Price & Gregg, PLLC, will be required at the time of the sale. Following the expiration of the statutory upset bid period, all the remaining amounts are immediately due and owing. THIRD PARTY PURCHASERS MUST PAY THE EXCISE TAX AND THE RECORDING COSTS FOR THEIR DEED. Said property to be offered pursuant to this Notice of Sale is being offered for sale, transfer and conveyance "AS IS WHERE IS." There are no representations of warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at, or relating to the property being offered for sale. This sale is made subject to any and all superior liens, including taxes and special assessments. To the best of the knowledge and belief of the undersigned, the current owner(s) of the property is/are Robert G. Spruill and Carolotta K. Spruill. An Order for possession of the property may be issued pursuant to N.C. Gen. Stat. § 45-21.29, in favor of the purchaser and against the party or parties by the clerk of superior court of the county in which the property is sold. Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving the notice of sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days, but no more than 90 days, after the sale date contained in the notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination. The notice shall also state that upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination [N.C. Gen. Stat. § 45-21.16(b)(2)]. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination. If the trustee is unable to convey title to this property for any reason, the sole remedy of the purchaser is the return of the deposit. Reasons of such inability to convey include, but are not limited to, the filing of a bankruptcy petition prior to the confirmation of the sale and reinstatement of the loan without the knowledge of the trustee. If the validity of the sale is challenged by any party, the trustee, in their sole discretion, if they believe the challenge to have merit, may request the court to declare the sale to be void and return the deposit. The purchaser will have no further remedy. Cape Fear Trustee Services, LLC, Substitute Trustee __________________________________, Attorney Aaron Seagroves, NCSB No. 50979 W. Harris, NCSB No. 48633 5550 77 Center Drive, Suite 100 Charlotte, NC 28217 PHONE: 980-201-3840 Publish: October 8th and 15th, 2019.

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